A SIMPLER, MORE APPROACHABLE WAY
TO OWN AT TRAPPER'S LANDING — AT A FRACTION OF THE COST OF WHOLE OWNERSHIP.

Most people who dream of a Leech Lake cabin underestimate what whole ownership actually costs. Between the purchase price, dock and lift, furnishings, lawn care, snow removal, insurance, taxes and the maintenance reserve every smart owner keeps for repairs, the real number lands far above the sticker. Fractional ownership at Trapper's Landing Lodge is the maintenance-free path in: fee title to real property — not a timeshare — with the resort handling the rest.

LUXURY LAKE HOME · 1/4 SHAREFEATURED FRACTIONAL LISTING	Offered At $179,900	Layout 3 BD · 4 BA	Owner Use 12 WKS / YR

THE REAL COST, SIDE BY SIDE

A 1/4 fractional Lake Home at Trapper's Landing Lodge compared to a comparable 3-bedroom lakefront home on Leech Lake. All figures are estimates based on the Trapper's Landing Ownership Guide, current Walker, MN market data and standard Cass County operating cost ranges. Numbers below are illustrative; your actual costs will vary.

WHAT YOU'RE COMPARING	TRAPPER'S 1/4 LAKE HOMEFRACTIONAL · MAINTENANCE-FREE	TRADITIONAL 3BR LEECH LAKE CABINWHOLE · OWNER-MANAGED
Entry Price	$179,900	$650,000 – $900,000+ (3BR Leech Lake lakefront)
Furnishings & Turnkey Setup	✓ Included — fully furnished	$30,000 – $80,000 out of pocket
Boat, Dock & Lift	✓ Full-service marina access included	$25,000 – $60,000 + annual upkeep
Annual Property Taxes	✓ $900 / yr (allocated to share)	$5,000 – $9,000 / yr (Cass County)
Insurance (structure + liability)	✓ Master policy included in dues	$2,500 – $5,000 / yr
Utilities (electric, propane, internet, TV, sewer/water)	✓ All included in dues	$3,500 – $5,500 / yr out of pocket
Lawn Care, Snow Removal, Grounds	✓ Handled by on-site team	$3,000 – $5,500 / yr (or your weekends)
Maintenance & Repairs Reserve	✓ Reserve fund built into dues	$7,500 – $15,000 / yr (1–2% of home value, industry standard)
Resort Amenities (pool, sauna, beach, marina, Pro Shop, Merit Restaurant)	✓ Full owner access	— Not available
Rental Program (when not in use)	✓ Professionally managed · 50/50 net split	You self-manage, or hire a manager (typically 25–30% of revenue)
ESTIMATED ANNUAL CARRYING COST	$12,720 / yr* ($1,060 / mo dues × 12)	$21,500 – $40,000 / yr (taxes, insurance, utilities, maintenance, lawn/snow)
BOTTOM LINE	$179,900. WALK IN & ENJOY.	$700K+. THEN A LIST.

Weeks Per Year, Yours

Enjoy your 1/4 share Lake Home one week per month: twelve weeks annually. The week you don't use? It's earning rental income through the resort's professionally managed program, with revenue split 50/50.

$1,060*

All-In Monthly Dues

Common Association ($450) + Shared Association ($610) = $1,060 per month. Covers structure insurance, exterior maintenance, utilities, internet, TV, lawn, snow, deep cleaning, reserve fund, property taxes and on-site management. *Association dues subject to change.

100%

Fee Title — Not a Timeshare

You hold real property: recorded deed, transferable, financeable. Local lenders familiar with the product include FNB North and Pine River State Bank. This is real estate, full stop.

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Important Disclosure As a Trapper's Landing Lodge fractional owner you are not purchasing an investment, but rather a fractional vacation home. There is a rental program available to place unused weeks into. We are not able to make any projections for income; upon request we can provide historical rental numbers for your personal review. Note, fractional ownership units at Trapper's Landing Lodge are not being sold with any promise of future earnings or reservations. Prior to making any purchase decision we advise you consult with your financial advisor or tax professional.

Sources & Notes Trapper's Landing fees and dues per Trapper's Landing Ownership Guide (Lake Homes, pg. 30–31). Traditional cabin entry price range based on active Walker, MN lakefront listing data — average $546K, $348/sqft (Northstar MLS, April 2026); 3BR lakefront comparable to Beachside specs estimated at $650K–$900K+. Operating cost ranges (taxes, insurance, utilities, lawn/snow, maintenance reserve) reflect Cass County and industry-standard estimates for owner-occupied lakefront property. Maintenance reserve estimated at 1–2% of home value annually (industry standard). All figures are estimates and subject to change. Buyers should consult their financial advisor or tax professional for personalized analysis.

A SIMPLER, MORE APPROACHABLE WAY TO OWN AT TRAPPER'S LANDING — AT A FRACTION OF THE COST OF WHOLE OWNERSHIP.

THE REAL COST, SIDE BY SIDE

A SIMPLER, MORE APPROACHABLE WAY
TO OWN AT TRAPPER'S LANDING — AT A FRACTION OF THE COST OF WHOLE OWNERSHIP.